Long Term Care Insurance
We Will Bill Your Long Term Care Insurance Directly
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Angel Homecare now accepts long term care insurance payments directly from your insurance company. If you are currently paying out of pocket for home care services and have a long term care policy you may want to contact us now to discuss your options. Angel Homecare can help you avoid out of pocket expenses. This is a no obligation call for valuable information.
Homecare can result in lower costs than institutional care, not to mention that it allows the client to maintain their independence. All homecare plans are customized to best fit the client's situation and budget. Special rates are available for long-term commitments.
For your convenience Angel Homecare accepts Visa, Mastercard and American Express.
To learn more about caring for your loved ones at home, please call us today at 978-475-2244.
Angel Homecare, LLC understands that long term home health care can be very expensive. For this reason long-term care insurance is a good option for those who can purchase a sound policy at the right time. Angel Homecare, LLC assists you to provide documentation to third parties, such as long-term care insurance companies, that could help you obtain the best coverage possible. For those without insurance, there are other options that can make long-term care at home an affordable choice.
Long-term Care Insurance
Long-term care insurance is a type of insurance developed specifically to cover the costs of long-term care services, most of which are not covered by traditional health insurance or Medicare. These include services in your home such as assistance with personal care.
If you’re 62 or older – and looking for money to pay for healthcare expenses – you may consider a reverse mortgage. It’s a product that allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills.
Using Life Insurance
There are a number of ways to access cash from a life insurance policy while still living. You may borrow against the cash value, sell the policy, or cash out the policy based on the available cash surrender value.
Visit these sites for more information on these options.
Long-term Care Insurance
National Clearinghouse for Long Term Care Information at http://www.longtermcare.gov/
Order “Shopper’s Guide to Long-Term Care Insurance” from the National Association of Insurance Commissioners at www.naic.org
Visit the Federal Trade Commission at http://www.ftc.gov/bcp/edu/pubs/consumer/homes/rea13.shtm
Life Insurance Option
Visit the American Council of Life Insurers website at www.acli.com,